Millions of Americans go without vision insurance every year, and as a result they often put off necessary eye care. This can lead to more expensive procedures and treatments in the future. If you live in Washington state and don't have vision insurance, it's important to understand your options.
When it comes to vision insurance, there are two types of plans: individual and employer-sponsored. Individual vision plans are those that are purchased by the individual, as opposed to being offered through an employer.
There are a few key differences between individual and employer-sponsored vision plans. The first is that individual plans usually offer a wider range of coverage options. This means that you can tailor your plan to better suit your needs.
Another key difference is that employer-sponsored vision plans are typically less expensive than individual plans. This is because employers usually subsidize the cost of vision insurance for their employees. Typically you can also get richer benefits through employer-sponsored plans than individual plans.
If you're self-employed, it might be possible to get an employer-sponsored plan, typically with a minimum of ten employees. If you don't have that many employees, then an individual vision plan is a great option.
What is vision insurance?
Vision insurance is a type of insurance that helps cover the cost of eye care. This can include routine eye exams, glasses, contacts and even surgery. In Washington, there are a few different types of vision insurance plans. Some plans are through an employer and some are purchased individually. There are also some government programs that offer vision insurance, such as Medicaid.
How much is vision insurance?
Vision insurance is relatively inexpensive. Premiums will depend on frequency of exams and frequency of new frames, lenses, and contacts.
What does vision insurance cover?
Most vision insurance plans can cover a wide range of services, including:
Ken Williams and his team of vision insurance experts can help you find the best individual vision plan for your needs and budget. They'll work with you to find a plan that covers everything you need, from routine eye exams to contacts and glasses. Contact Ken Williams today to get started today!