About Us My firm specializes in simplifying choices. We are financial consultants and we search all your options and present the advantages and disadvantages. I spend a great deal of time keeping current through many hours of training and certification. I am designated as a Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU) and Certified in Long Term Care Planning (CLTC) and Certified in Heath Care Reform (CHRS).There are so many choices and limits based on income, age, assets, marital status, dependents, nature of business. It’s our job to sort all of this out and present a simple, clear and understandable recommendation for you.I am a big believer in getting your financial house in order with health insurance, life insurance, retirement planning, education planning and long term care insurance. Each person is different, each person has different goals and each person should have a different plan to reach those goals.